Does your current terminal allow you to accept the chip cards and the new tap to pay cards?

Since the Oct. 1, 2015 deadline created by major U.S. credit card issuers MasterCard, Visa, Discover and American Express, the liability for card-present fraud has shifted to whichever party is the least EMV-compliant in a fraudulent transaction.

Consider the example of a financial institution that issues a chip card used at a merchant that has not changed its system to accept chip technology. This allows a counterfeit card to be successfully used. If you're not able to accept these cards, the liability falls to you.  The change is intended to help bring the entire payment industry on board with EMV by encouraging compliance to avoid liability costs.

International Payment Solutions can assist you in securing EMV capable terminals for your business.  These are not leased or loaned terminals.  You own them! 
 
International Payment Solutions can reprogram most EMV capable terminals unless your current processor has locked the terminal to prevent future downloads.  
 
Two of the most common EMV capable terminals are the Ingenico Desk3500 & FD150.  These terminals have the ability to take contactless payments.  


                                                      Call us for more information at 844-483-1995


International Payment Solutions also can assist you with virtual terminals and online payments through USAePay.   
 



Another option is the Smart Terminal.  This works like the standard credit card terminal with many more options.  Contactless payments, email receipts & signature capture are just a few of the features.  These terminals connect via WiFi and can be moved throughout your location.





 


                                                           Call us for more information at 844-483-1995.
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